Seminar by Rose & Clavel on Cash-Flow Management

“A  question  we  are  regularly  asked  is  why  is  there  no money  at  the  end  of  the month  or quarter,  even  though  the  business  appears  to be doing well? This is a real puzzle for lots of entrepreneurs who don’t fully understand their accounts and are running into problems. To help these businesses, we’re organizing a new seminar packed with practical suggestions on how to manage your finances and set your company on the path to success.” Susana Serrano-Davey, Rose & Clavel Chartered Accountants.

On Tuesday 4th May, Rose  &  Clavel  Chartered  Accountants will  be  holding  the  third  in  their popular  seminar  series  about  Nurturing  your  Business.  This seminar will deal with the discrepancy between appearances and actual performance and will contain practical advice on how to improve your profitability.

Rose & Clavel have identified two “usual suspects” which contribute to this problem:

1.  Insufficient  profit margins  set without  a  full  understanding  of  turnover,  cost  of  sales  and overheads.
2. Mismanagement of cash-flow – this often arises from lack of understanding of your balance sheet and tax requirements.

This seminar will offer you practical steps that you can take to improve your profit margins, cut costs and  fully  understand  the  financial  health  of  your  company  so  you  can make  the  right decisions. There  will  be  examples  to  illustrate  the  points  throughout  and  attendees  will  be encouraged to get their calculators out and start working out for themselves how their business is doing.

The seminar will be presented by Susana Serrano-Davey A.C.A, Founder and Director of Rose & Clavel Chartered Accountants. She is a Spanish national who is also a U.K. registered Chartered Accountant and has worked with prestigious firms including PriceWaterhouseCoopers Sheffield.

This has given her the understanding of both the Spanish and English systems. Susana is excellent at explaining complex issues in plain English and using practical examples to help business-people get to grips with their compliance responsibilities and learn how to manage their financial affairs more productively.

Numbers  are  limited,  so  please  reserve  your  place  as  soon  as  possible  by  emailing

Key Information
Title: Cash-flow management master class
Date: Tuesday 4th May
Location: Rose & Clavel Chartered Accountants, Centro Plaza, Nueva Andalucia
Time: Two sessions available – 10.30-13.30 and 17.30-20.30
Cost: 25€ per person, 10€ per person for members of CIT/WIBS/4B and British Chamber of Commerce

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